Auto No-Fault Newsletter Clarification

Friday, December 8, 2017

As I’m sure many of you are aware, the topic of no-fault auto insurance has been a popular one in the Legislature this fall. Recently, I mailed a newsletter describing the different plans available to reform our state’s no-fault system, including information about the bipartisan Fair and Affordable No-Fault Reform plan that I support. However, I wanted to provide some clarification about components of that plan that are included in the newsletter.

Among other things, this Fair and Affordable plan would reduce costs for seniors by allowing those who are 62 and older to partially waive coverage for personal protection insurance benefits if they choose to instead rely, in part, on Medicare or lifetime retirement health care. Some of you have reached out to my office about the wording of our original newsletter, and I wanted to clarify that the reason this bill would allow for only partial opt out is because most benefit packages are not unlimited and Medicare does not cover long-term care or rehabilitation services. Our bill instead allows seniors 62 and older to get a reduced PIP option that covers long-term care and rehabilitation benefits OR keep full unlimited PIP coverage. I apologize for any confusion due to the initial language in the newsletter.

Make no mistake, I am fighting hard to make no-fault costs more affordable for everyone in our community, especially our older population who often live on fixed incomes.

Please feel free to reach out to my office at (517) 373-1771 or email me at RonniePeterson@house.mi.gov if you have any questions about this information. I look forward to hearing from you.